You can earn interest on any balance

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Checking Account
The Huntington 25 Checking account has the highest interest rates. You don’t need a minimum deposit when opening an account. Meanwhile, you can waive the $25 monthly service fee if you have a combined balance of at least $25,000. Huntington also waives the $3 fee for ATM withdrawals outside the network. It also reimburses fees charged by the owner of the ATM.

Huntington also has the Asterisk-Free Checking. This account is non-interest earning but has no monthly maintenance fee. Huntington 5 Checking, on the other hand, has a lower interest rate. It also has a monthly charge of $5 with limited ways to waive fees for ATM withdrawals.

The introductory rate is highly competitive for a money market phone number database account at a physical bank.
This account has check-writing privileges.
You get an ATM card along with this account.
The one-year introductory rate is longer than in other institutions.
Cons
APY is not competitive.
After one year of the introductory APY, it turns into a variable APY.
You only get a free check if you have a Huntington 25 account. You need $25,000 in total relationship balances, too.


ATM withdrawals and free checks all the time.
Cons
You must maintain the necessary balance to avoid the $25 monthly fee.
There is a $37.50 fine for an overdraft, and this fee could go up to $150 per day.
Money Market Account
Huntington’s number one account is The Huntington Relationship Money Market Account. You can get an introductory interest rate of nine times the national average if you link your MMA to your checking account and if you have a combined balance of $25,000 to $2 million. This account comes with an ATM card.